Last Updated: March 9, 2026

    We Are Not a Lender

    We provide education and connections — not loans.

    Important Disclaimer

    HELOCYourHome.com is an independent homeowner-equity education platform. We are not a lender, not a broker, and we do not collect mortgage applications. Our goal is to help homeowners understand their equity options and, when requested, connect them with third-party lenders.

    We Are Not a Lender, Broker, or Financial Institution

    HELOCYourHome.com does not originate, underwrite, fund, or service any loans. We are an independent educational platform with no affiliation to any specific bank, credit union, or financial institution.

    We Do Not Collect Mortgage Applications

    We never ask for your Social Security number, bank account details, or any information required to process a loan. Our forms collect only basic contact and property information to provide educational estimates.

    We Do Not Quote Rates or Make Credit Decisions

    Any rates, estimates, or projections shown on our platform are for educational illustration purposes only. They do not constitute a loan offer, rate lock, or pre-approval. Actual rates and terms are determined solely by lenders.

    All Lending Decisions Are Made by Third-Party Lenders

    If you choose to connect with a lender through our platform, that lender is solely responsible for evaluating your application, determining your eligibility, setting rates and terms, and making all lending decisions. HELOCYourHome.com has no involvement in or control over these decisions.

    Your Acknowledgment

    By using HELOCYourHome.com, you acknowledge and agree that we are an educational resource only, that no content on this site constitutes financial advice, and that any lender relationship you enter into is independent of our platform.

    Questions? Contact us at support@helocyourhome.com.